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The NEWEST and MOST ADVANCED PEI CONCEPT

with Employers Liability

on the Texas Non-Subscriber Market Today!

NG/PEI (Basic Plan    5-24 Employees)

Combined Single Limits (1M, 1.25M, 2M, 5M w/Employers Liability) 

Benefit Periods - (New longer limits) (110 wks, 160 wks, 210 wks)

Deductible or SIRs ($1,000 to $250,000)

ERISA Benefit Includes MEDICAL AD&D and WEEKLY DISABILITY

WEEKLY DISABILITY INCREASED UP TO $813 A WEEK (NEW)

• Utilization of Most All Health Care Networks Included (NEW)


Vanishing Deductible (Varies w/deductible chosen)

EMPLOYERS LIABILITY, E.R.I.S.A. & LEGAL DEFENSE Included

All Claims Arbitration Agreement (to include other Title 7 Employment Practice Issues) *

3-Year Guaranteed Renewal (Not guaranteed rates)

Free Discount Prescription Card for Employees (For off-the-job use)

Combined Single Limit or Split Benefit Plans

ADR - Alternative Dispute Resolution Program Available

Occupational Disease and Cumulative Trauma Coverage Included

NG/PEI (Advanced Plan    25+ Employees)

¤ All of the ABOVE BENEFITS in the BASIC PLAN - PLUS...

¤ RETROSPECTIVE RATING  (Premium credit on renewal years for good loss ratio) Also called "Premium Holiday"

¤ CONTINGENT COMP RIDER (For EMPLOYEES traveling out-of-state)* (Pending approval)

¤ ANNUAL AGGREGATE DEDUCTIBLE STOP LOSS (optional)

¤ Deductible or SIRs ($2,500 to $500,000)

¤ Up to $10,000,000 CSL available with special underwriting

¤ $AFETY PAY$  WORKPLACE INCENTIVE PROGRAM (Premium Discount for Implementation)

¤ WORKSTEPS - Legally Compliant Functional Testing System (Premium Discount for Implementation)

¤ May be designed as a PEI or EEI policy

¤ EMPLOYERS MAY CHOOSE OWN ATTORNEY ($50,000 DED & UP)

¤ SAFETY PLAN - Must Have Current "In Force" Safety Plan -submit Safety Plan Table of Contents with Submission... or install one

¤ EPLI Coverage Available for Title 7 Employment Practices Legal Defense *

* Contingent Comp Rider may be referred to as Contingent Liability or Contingent Indemnity

* UNDERWRITING done by local MGU in Dallas. No need to go to Home Office

Copyright © T.M. Ferrell Associates San Antonio, TX
terry@ferrellassociates.com