PROGRAM BENEFITS
RETROSPECTIVE RATING:  
Premium credit in second year renewal for good loss rations in previous year.  50% or less – 8.33% credit.  20% or less – 16.67% credit.

VANISHING DEDUCTIBLE:  
A percentage reduction in deductible(s) for extended periods of time a policyholder goes without a    claim during a policy year.

SAFETY PAYS:  
America’s #1 workplace incentive program is designed to reduce on-the-job accidents and injuries in virtually any commercial or industrial environment and averages a 50% reduction in a company’s losses in the first year of use.  The low cost exciting, innovative “bingo-based” game approach is in use in thousands of companies nationwide and offers over 25 different game formats.  Premium discount applies for implementation.
See Safety Pays tab to view DVD or call 800-829-8622 with questions.

ANNUAL AGGREGATE DEDUCTIBLE STOP LOSS.
Want to set a specific amount for annual deductibles and never worry about going over budget?  We can do that.

EMPLOYER CHOOSE OWN ATTORNEY FOR INJURY & DEFENSE:
Available in policy language for Gold Plans with deductible of $50,000 or more.  Policy will be issued on Illinois Union paper.
Copyright © T.M. Ferrell Associates San Antonio, TX
terry@ferrellassociates.com